Get Quick Answers to Popular Questions!

What do I need to get a quote?

  • Company Name

  • USDOT Number

  • Drivers License-Copy

  • Year, Make and VIN numbers 

  • Description of commodities being hauled

  • Radius of Operation

What coverage do I need for starting a trucking business? (industry standards)

  • Liability-1 million CSL

  • Cargo-100,000 Limit

  • Physical Damage- Optional 

What are some of the qualifications that a truck driver needs to meet?

  • Must be at least 23 years of age.

  • All drivers must have no more than 3 minor moving violations within the past 36 months.

  • All drivers must have at least 2 full years of commercial driving experience.

  • Drivers over the age of 65 must provide a long term medical form.

Can I add B1 drivers?

Yes, with proof of Federal CDL license (need photocopy of front and back) we can submit for approval to our markets.

If the circumstances arise, can I travel outside my normal operating radius, what can I optain?

Yes, only in the USA. 
We can change local radius (0-50 mile), 0-250 mile radius or 0-500 radius (Texas). 500+ is the radius of all 48 states. Pricing will vary per insurance market.

What is the difference between interstate and intrastate authority?

Interstate-Between more than one state.

Intrastate-Within the boundaries of a single state.

Do I have to pay my entire insurance premium at once?

No. We have insurance premium funding to alleviate the up-front cost of insurance. Down payment can be 25% down up to 10% down with financials. Payments can vary from 9-11 monthly payments.

What do I do if I am involved in a truck accident?

  • Ensure both parties are okay.

  • call 911.

  • Take pictures of the accident if possible.

  • Make a report with police officer.

  • Contact Claims at 956-627-2521 Ext. 316 & claims@1stpatriotins.com to advise of the accident.

If I am in an accident, how do I submit a claim?

Contact Claims Department at 956-627-2521 Ext. 316 or E-mail claims@1stpatriotins.com.

You will be sent an Accident Report form/Cargo Claim form to fill out completely and send back to claims@1stpatriotins.com along with any corresponding documents related to the accident.

What to do if a load is rejected?

Contact broker so they may advise you on what to do with load. If loss is presented, contact claims@1stpatriotins.com to advise of loss.


(956) 627-2521


P.O Box 720473 McAllen, TX 78504

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